Category: Healthcare

Why Do We Do The Annual Meetings?

Announcements, Healthcare, Medicaid, Medicare

 

This season so far I have spoken to more than 100 clients, with another 200 scheduled and about 163 I am just starting to schedule. While speaking with those that I have spoken so far we have been seeing vast differences in costs, networks, etc. By meeting for 30 minutes several (more than 5) have found savings of more than $2-3,000.

Letting me look at your case for a few minutes is important to you… not me.

I just do it to help you.

Please schedule you appointment by clicking the link below.

https://calendly.com/michaeltoddoldfield

 

Humana & Baptist = Continuity of Care Form

Announcements, Critical Care, Healthcare, Medicare

09/22/2023

 

Concerning Baptist Physicians Group & Humana

Well, I waited until this morning as I was still hoping that cooler heads would prevail.

They did not.

Effective immediately Humana insurance is not longer taken with Baptist Health Medical Group. Baptist Hospitals all over the state will continue to take it but the Baptist Health Medical Group has pulled out of Humana effective 9/22. This means that you will not be able to use your insurance with any Baptist physican’s office that I know of. Call me at 859.800.7774 for questions.

It is not place to editorialize or to point the finger and lay blame so let me just say that this is a problem between two monster egos who want more money. Honestly I am disgusted with everyone involved. I will say that it is a travesty that Baptist Physician’s Group would do this in the middle of a plan year, when beneficiaries have no way to change their plans. Medicare should financially penalize them with a daily fine that exceeds the amount of money they are extorting from Humana for such a stunt. But, that is just my opinion.

Here is the reality.

FOR MOST OF US… WE ARE STUCK. WE CANNOT CHANGE OUR PLANS UNTIL OPEN ENROLLMENT (for an effective date of January 1st). However, if you are on Medicaid, have LIS or a Medicare Savings Plan, we can change you BUT, We have to change you prior to Otober 1st. We have 1 week. For the rest of us though, we cannot change our plans.

For those that are not able to change their plans, I am happy to say there is a another solution.

Continuity of Care FORM

We did however learn today that if you have certain illnesses, you may be able to keep seeing your physicans for another 90 days, or until December 22nd. So, that helps a lot, for most of us. It will take some work.

  1. https://toddoldfield.com/wp-content/uploads/2023/09/humana-continuity-care-form.pdf

    You need to print one of the forms above for each Baptist physician you see. Open it. Print it.

  2. Fill it out
  3. Take it to your doctor TODAY.
  4. Have your doctor complete the document. Sign it and fax or email.

This is the only way you will be able to see your doctors between now and the end of the year. Your doctors should fax this in for you.

If you suffer from any of the illnesses below, then you may be able to keep your Baptist physicians despite Baptist falling out of network.

__ Diabetes ___ Lupus ___ Multiple Sclerosis ___ Myasthenia Gravis
___ Cystic Fibrosis ___ Hemophilia ___ Cancer ___ Dermatomyositis
___ Congestive Heart Failure ___Asthma ___ Coronary Artery Disease ___ Amyotrophic Lateral Sclerosis (ALS) ___ Kidney Disease
___ Chronic Inflammatory Demyelinating Polyradiculoneurophathy (CIPD)

humana-continuity-care-form <<<<CLICK HERE

If you have any of these, you may be able to keep your doctors.

Todd

Update on Medicaid Expansion Coming to an End!

Announcements, Financial Planning, Healthcare, Kynect, Medicaid, Medicare, Obamacare

To ALL Clients (“Medicaid, Kynect Exchange, Medicare”)

 

Sorry, this is going out by text and email. I really need to get the word out.

Click the video below to have a “TOD Talk” on the subject of the end of the Medicaid Expansion.

Yep! The free ride is over. For the past three years anyone could get Medicaid. But that time is coming to an end. Here is what this all means to most of you….

You should take the following steps.

First, if you have never done it, you need to add my contact information in your phone. It’s very easy. From your phone click www.popltodd.com and click “SAVE CONTACT“. This way when I call, you will know it is me for real. You will even see my picture.

Second, schedule your own appointment with me at a time that is convenient for you by going to https://calendly.com/michaeltoddoldfield/kynect and picking a day an time. Currently the state is sending me like 20-30 hours a week of new cases to help, so do this now. My calendar is going to be very clogged up this summer. Some cases are taking a week to clean up. Yuck. You should know me by now. Well enough to know that if there is money to be saved, I will find it for you.

If you currently have Medicaid, inquire (or watch for a notice) about when your next review date is. At that time you will either be able to keep Medicaid or you will not. If you are under 65 and have no Medicare, it may be that you will qualify for an exchange plan with maximum assistance. This is excellent.

If you have Medicare, AND, Medicaid (or a Medicare Savings Plan) you and find that you are about to lose your Medicaid ACT FAST. It’s ok. We do have to make a change in your plan. If not you could end up with no plan whatsoever.

Remember, the last three years have been a gift for some of us (Where Medicaid is concerned. Anyone in Kentucky could get it, due to COVID regardless of their income and assets. That is just coming to an end. If you qualify for it then it is there for you. If you do not, then you have to get your records straight. This is where I come in.

Call me ASAP or schedule some time with me well in advance of your review date.

Regards.

Michael Todd Oldfield

 

PS – be sure to drop me a testimonial at https://toddoldfield.com/addmine/

 

 

Annual Review Appointment Scheduling 2022

Announcements, Healthcare, Medicare, Obamacare, Tips

Hello All.

It’s time to schedule your annual Medicare / Kynect / ACA review. Remember, this is for YOU; not me. We need to make sure always that you have the best plan for YOUR needs.

You may schedule your appointment 1 of 3 ways.

  • OPTION 2 – You can call Regina and she will schedule your appointment for you (she is out having surgery today (Friday) so she will return calls on Monday. Call her at 859.800.7774 extension 1 (If her voice mail is full, she will call you)
  • OPTION 3 – Wait and Regina will call you when she can.

I advise picking option 1 or 2. We have 350 more appointment slots only, and that many appointments to schedule. Do not wait!!!!

I do not want you to be overlooked.

And please, do not forget to drop by www.popltodd.com and save my contact information. See you soon, God Bless!

Todd

 

 

 

 

 

 

Open Enrollment Travel Plans & Calendar; Big Plan Changes Coming!

Announcements, Healthcare, Medicare, What I Do Well

Welcome to Open Enrollment for Plan Year 2019

The decade is fast coming to a close, and there are some BIG changes coming in a lot of the plans for 2019. For sure we need to set aside some time to meet this year. I want all my clients to be well-prepared for 2019.

As always I will be doing all I can do to see every one of you. Please call me ASAP so that we can set up your appointment. My number is 859.654.0120 extension 1000. You can call that number any time.

Medicare.gov Updates

Have you sent in your drug list? If not, here is a link to this important document. It’s not required of course. It does however help me to save time. By sending this document to me, I can pre-enter your drugs into Medicare.gov so that I don’t have to do it once I have arrived. This can very often save 5-30 minutes depending on how many you take.

You can get this document HERE or by clicking the picture on the right. Once you open the document, you can then print it, fill it out, and mail it back to me at;

Michael Todd Oldfield
3408 Crimson King Court
Lexington, Kentucky  40517

Travel Plans

Below is a general guideline for my travel plans for October 1 – December 7, 2018. This is our entire Medicare Open Enrollment and Pre-Enrollment season. This is my funnest and busiest time of the year. I travel more than 5,000 miles per month to visit with 300-400 clients located all across our great state of Kentucky. During this season I work 7 days per week and mostly 12-14 hour days.

It’s very important for you to understand that I do my best to be to every appointment on time, but I will NOT leave a client if they still have lingering questions. So, this means every appointment has the potential of lasting only 15 minutes… or may run as long as 3 hours. I just never know. So, having said that, if you would like to meet, please be patient with me as I work very hard to serve every Medicare beneficiary.

This year there are also many different venues in which to meet. As always I will be in my Wal-mart (Hamburg location), but in addition to that, I will also be in my office (2808 Palumbo Drive, #204, Lexington, KY, 40509). For out of towner’s I will traveling all over Kentucky on various dates. See below for more information.

ASAP, please call me at 859.654.0120 x1000 so that we can book your appointment.

Travel Plans By Date

For planning, below is where I will be on various days and dates.

  • October 1-October 14 – Western Kentucky – Mostly new business visits.
  • October 15-December 7, Mon – Thu, 9AM-1PM – Wal-mart in Hamburg – Existing Lexington area clients.
  • October 15-December 7, Mon – Thu 2PM-8PM – My Office – Lexington area clients.
  • October 19 – Northern Kentucky – New and existing clients.
  • October 20 – Eastern Kentucky – Along I-64 – New and existing clients.
  • October 27 – October 28 – Eastern Kentucky – Far Eastern – New and existing clients.
  • November 3 – Southern Kentucky – New and existing clients.
  • November 9 – October 11 – Western Kentucky – New and existing clients.
  • November 16 – November 18 – Eastern Kentucky – New and existing clients.
  • November 24 – Northern Kentucky – New and existing clients.
  • November 25 – Southern Kentucky – New and existing clients.
  • November 30 – December 2 – New and existing clients.

Travel Plans By Geography

Or, if it is easier for you, below is a list of where I will be headed in a general sense during the entire season.

  • Lexington Area – You can meet with me daily at my office on Mondays – Thursdays from 2PM – 8PM. This is the best place to see me. I book appointments there on the hour (6 per day). You can also meet me at Wal-mart in Hamburg Mondays – Thursdays from 9AM – 1PM. Be sure to call me to book this appointment as there are frequent walk-ups there.
  • Western Kentucky – I will be there October 1 – 14 mostly seeing new clients but will also be seen. I will then return November 9 – 11 to visit with existing clients remaining to be seen. There is not a place I do not travel to in Western Kentucky during this season.
  • Southern Kentucky – I will be down south of Lexington on November 3rd and on November 25th. I will come through Corbin, London, Berea, Richmond, Danville, Lancaster, and Wilmore, etc.
  • Northern Kentucky – I will be up your ways on November 19th, maybe the 20th, and on November 24th.
  • Eastern Kentucky – I will make my first trip into Eastern Kentucky on October 20-21. This trip will probably keep me close to I-64. I will hit Winchester, Mt. Sterling, Salt Like, Owingsville, Morehead, Grayson, Flemingsburg, and maybe Ashland and Louisa. Then I will return the following weekend on October 27-28 and dig deeper into Eastern KY and hit places like Pikeville, Inez, Whitesburg, Harlan, Hazard, Salyersville, and many other towns. I will finish Eastern Kentucky with another 3 day trip on November 16 – November 18.

This is the plan. Of course, it’s subject to a LOT of change. If you have referrals, please have them call me ASAP, so I can get them booked the same time as I get your appointment scheduled (to save time). I LOVE referrals. They are the lifeblood of my business. Please have them call me and mention your name.

They can reach me at 859.654.0120 x1000

Love All The Testimonials

I am just so thankful to the nearly 100 people that have sent in testimonials concerning the work I do. To leave a real life testimonial, go HERE!

[bne_testimonials layout=”masonry”] 

Medicare’s Trust Fund Is Set to Run Out in 8 Years. Social Security, 16. – The New York Times

Announcements, debt, Financial Planning, Healthcare, Medicare, Obamacare, Retirement, Savings

Today’s rant… The demise of Medicare and Social Security. Oh my lord!!!

Source: Medicare’s Trust Fund Is Set to Run Out in 8 Years. Social Security, 16. – The New York Times

Click the link above for the article. This is not good news sadly. For years they have been estimating when Social Security and Medicare would run out of money. It seems like every time they update the estimate, the end date is moved a smidge closer to now… and it happened again.

Now they are saying Social Security will run out in sixteen years or 2034 and Medicare will run out in just another eight years or 2026.

Medicare is a real problem, just when you think about the timing. So they are telling us it will be done, right when the biggest group of baby boomers are probably going to need healthcare services. Right?

Wow. that is just nuts. So, we are going to be a bunch of old farts and no one to take care of us. Which we already knew any ways, being that the average age of a nurse is above 53. They cannot keep working forever. So what do you think when in 20 years, the average age of a nurse will be 60 or more… but the number of patients will be double? Right? Boomers Rule!!!!

However, we will not have money for our healthcare or our groceries by then. Social security will be gone.. healthcare will be in shambles.

And, all this has been known for, well…. like, forever. Politicians did not want to deal with the problem because the solutions are politically unfavorable. Meaning, if they wanted to work on a solution, no matter the solution, they are going to have to piss someone off. Pissed off constituents translate into votes for candidates who don’t do anything, being that no action is better than a wrong action in their minds. So, by trying to do right, a decent politician will end up possibly out of work. They know this. So, they have not done anything.

It’s all just a mess. This is what our government has left us with.

No healthcare soon. No income either.

Good job government.

Rant over.

 

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