Fall 2023 Update on Mom, Me, Skeeter; My Crazy Life

First, let me update you on mom and Skeeter.

Many, many of you know I have kind of a stressed out life involving my mom. I have taken care of her for more than FOURTEEN years and loved nearly every moment of the job. It’s not easy. We have had more than a few big time arguments. In the last eighteen months she has been hospitalized six times I think. Once with Covid, a couple falls, and four or five times with bad infections. It’s been a challenge for sure. I have made 100’s of trips to hospitals to see her there. And, she has spent the last year either there or in facilities. Not been easy for sure. On top of all that, Dementia is clearly trying to take her.

Right now she is doing ok. We spend two or three hours together every day in her facility; drinking coffee, laughing, and enjoying our time together. I want to thank so many of you for asking about her, sending her cards, and the occasional visit. She gives me strength so that I might serve you and others.

Skeeter, my best friend has also had a lot of problems this year. He has had two surgeries and most recently I thought I was going to lose him, but as it turned out he had a simple ear infection. While he is fourteen years old, I am just really not ready to give him up.

My health is good. I am pretty strong and I am very happy. I exercise by walking every day. And, by the time you read this I will have returned from my first vacation in more than ten years, and my first trip out of the country in more than nineteen years. I should have just completed a beautiful trip from Bali, Indonesia where if I had to guess, I met the greatest girl I have ever known (we have been dating for more than two years without having actually met), and I suspect I am probably engaged to be married. That is my intention. I love her and mom adores her. We are a great trio. So, feel free to ask me all the questions you want when we talk this fall.  LOL.

Medicaid / ACA / Kynect Update for 6/14/2023

Dear Friends; 

Hey there. I felt a need to get this out to a few hundred people who I have helped in the past with Medicaid or exchange plans on Kynect.com. It is going out by both email and text message in some cases.

Yes, I am sure some of you probably no longer have plans on the exchange. If that is your case, i apologize and please disregard this intrusion. I am just trying to help of course.

There is so much turmoil in the marketplace right now with the ending of Medicaid expansion. I estimate 10’s of 1,000’s of Medicaid beneficiaries in KENTUCKY are affected. We have to be patient right now.

If you think you are about to lose your Medicaid, please contact me ASAP so we can schedule time to speak (or simply go HERE! to schedule your own appointment)

Below are six items I need EVERYONE to do to keep us all squared up as we move forward.


ITEM 1 – SAVE MY CONTACT INFORMATION in your phone. From your phone simply go to http://www.popltodd.com and click the green “SAVE CONTACT” button. That will save me to your phone and you will know it is me when I call you. Please share your contact information then as well so I can save you back and will know when you call me. This will be crucial during this fall’s annual enrollment.

ITEM 2 – PAY YOUR FIRST MONTH PREMIUM. I am happy to help. If you will call me, we can probably do this over the phone.

ITEM 3 – COMPLETE ANY REQUIRED REQUEST FOR INFORMATION (“RFIs”). In many cases the state requires one of two proofs. A “Proof of Loss of Credible Coverage” or a “Proof of Income”. It is very very important that you get these in immediately if requested. Do no do this the night before the deadline. This will severely impact your case potentially.

ITEM 4 -SET UP YOUR INSURANCE PORTAL LOGIN. Ambetter and Caresource both have account portals for you. You usually can create an account there with just your membership ID number and your contact information. Simply go to;

ITEM 5 – PICK YOUR PRIMARY CARE PHYSICIAN. While in your membership portal for sure you are able to “Find a Provider” or “Find a Doctor” and select them as your PCP. Call me if you need help.

ITEM 6 – GYM, DENTAL, VISION BENEFITS. With your membership card, call your insurer to inquire about your fitness benefits. Very cool. Also make sure you do everything in-network. So, see me if you need me to help you find vision or dental providers. I am happy to help.

 

That’s it. Drop by https://toddoldfield.com/testimonials/ (Above) to read the 100+ testimonials about the work I do and if I helped you, please leave me your own testimonial.

Regards.

Todd

Update on Medicaid Expansion Coming to an End!

To ALL Clients (“Medicaid, Kynect Exchange, Medicare”)

 

Sorry, this is going out by text and email. I really need to get the word out.

Click the video below to have a “TOD Talk” on the subject of the end of the Medicaid Expansion.

Yep! The free ride is over. For the past three years anyone could get Medicaid. But that time is coming to an end. Here is what this all means to most of you….

You should take the following steps.

First, if you have never done it, you need to add my contact information in your phone. It’s very easy. From your phone click www.popltodd.com and click “SAVE CONTACT“. This way when I call, you will know it is me for real. You will even see my picture.

Second, schedule your own appointment with me at a time that is convenient for you by going to https://calendly.com/michaeltoddoldfield/kynect and picking a day an time. Currently the state is sending me like 20-30 hours a week of new cases to help, so do this now. My calendar is going to be very clogged up this summer. Some cases are taking a week to clean up. Yuck. You should know me by now. Well enough to know that if there is money to be saved, I will find it for you.

If you currently have Medicaid, inquire (or watch for a notice) about when your next review date is. At that time you will either be able to keep Medicaid or you will not. If you are under 65 and have no Medicare, it may be that you will qualify for an exchange plan with maximum assistance. This is excellent.

If you have Medicare, AND, Medicaid (or a Medicare Savings Plan) you and find that you are about to lose your Medicaid ACT FAST. It’s ok. We do have to make a change in your plan. If not you could end up with no plan whatsoever.

Remember, the last three years have been a gift for some of us (Where Medicaid is concerned. Anyone in Kentucky could get it, due to COVID regardless of their income and assets. That is just coming to an end. If you qualify for it then it is there for you. If you do not, then you have to get your records straight. This is where I come in.

Call me ASAP or schedule some time with me well in advance of your review date.

Regards.

Michael Todd Oldfield

 

PS – be sure to drop me a testimonial at https://toddoldfield.com/addmine/

 

 

Be Sure to Add My POPL!!!

From your cellphone;

STEP 1 – Go to www.popltodd.com

STEP 2 – Click the green “SAVE CONTACT” button.

That will create a .vcf file (contact record) for you to save to your phone. Just follow your phones instructions.

It’s all very simple.

The benefit by doing this is you will have ALL my relevant contact information. My phone numbers, email, fax, social media sites…. everything. Along with my face (such as it is). That way when I call, you will not think I am SPAM and I will be able to reach you.

Do this today please.

Thanks.

Michael Todd Oldfield

Annual Review Appointment Scheduling 2022

Hello All.

It’s time to schedule your annual Medicare / Kynect / ACA review. Remember, this is for YOU; not me. We need to make sure always that you have the best plan for YOUR needs.

You may schedule your appointment 1 of 3 ways.

  • OPTION 2 – You can call Regina and she will schedule your appointment for you (she is out having surgery today (Friday) so she will return calls on Monday. Call her at 859.800.7774 extension 1 (If her voice mail is full, she will call you)
  • OPTION 3 – Wait and Regina will call you when she can.

I advise picking option 1 or 2. We have 350 more appointment slots only, and that many appointments to schedule. Do not wait!!!!

I do not want you to be overlooked.

And please, do not forget to drop by www.popltodd.com and save my contact information. See you soon, God Bless!

Todd

 

 

 

 

 

 

Open Enrollment Travel Plans & Calendar; Big Plan Changes Coming!

Welcome to Open Enrollment for Plan Year 2019

The decade is fast coming to a close, and there are some BIG changes coming in a lot of the plans for 2019. For sure we need to set aside some time to meet this year. I want all my clients to be well-prepared for 2019.

As always I will be doing all I can do to see every one of you. Please call me ASAP so that we can set up your appointment. My number is 859.654.0120 extension 1000. You can call that number any time.

Medicare.gov Updates

Have you sent in your drug list? If not, here is a link to this important document. It’s not required of course. It does however help me to save time. By sending this document to me, I can pre-enter your drugs into Medicare.gov so that I don’t have to do it once I have arrived. This can very often save 5-30 minutes depending on how many you take.

You can get this document HERE or by clicking the picture on the right. Once you open the document, you can then print it, fill it out, and mail it back to me at;

Michael Todd Oldfield
3408 Crimson King Court
Lexington, Kentucky  40517

Travel Plans

Below is a general guideline for my travel plans for October 1 – December 7, 2018. This is our entire Medicare Open Enrollment and Pre-Enrollment season. This is my funnest and busiest time of the year. I travel more than 5,000 miles per month to visit with 300-400 clients located all across our great state of Kentucky. During this season I work 7 days per week and mostly 12-14 hour days.

It’s very important for you to understand that I do my best to be to every appointment on time, but I will NOT leave a client if they still have lingering questions. So, this means every appointment has the potential of lasting only 15 minutes… or may run as long as 3 hours. I just never know. So, having said that, if you would like to meet, please be patient with me as I work very hard to serve every Medicare beneficiary.

This year there are also many different venues in which to meet. As always I will be in my Wal-mart (Hamburg location), but in addition to that, I will also be in my office (2808 Palumbo Drive, #204, Lexington, KY, 40509). For out of towner’s I will traveling all over Kentucky on various dates. See below for more information.

ASAP, please call me at 859.654.0120 x1000 so that we can book your appointment.

Travel Plans By Date

For planning, below is where I will be on various days and dates.

  • October 1-October 14 – Western Kentucky – Mostly new business visits.
  • October 15-December 7, Mon – Thu, 9AM-1PM – Wal-mart in Hamburg – Existing Lexington area clients.
  • October 15-December 7, Mon – Thu 2PM-8PM – My Office – Lexington area clients.
  • October 19 – Northern Kentucky – New and existing clients.
  • October 20 – Eastern Kentucky – Along I-64 – New and existing clients.
  • October 27 – October 28 – Eastern Kentucky – Far Eastern – New and existing clients.
  • November 3 – Southern Kentucky – New and existing clients.
  • November 9 – October 11 – Western Kentucky – New and existing clients.
  • November 16 – November 18 – Eastern Kentucky – New and existing clients.
  • November 24 – Northern Kentucky – New and existing clients.
  • November 25 – Southern Kentucky – New and existing clients.
  • November 30 – December 2 – New and existing clients.

Travel Plans By Geography

Or, if it is easier for you, below is a list of where I will be headed in a general sense during the entire season.

  • Lexington Area – You can meet with me daily at my office on Mondays – Thursdays from 2PM – 8PM. This is the best place to see me. I book appointments there on the hour (6 per day). You can also meet me at Wal-mart in Hamburg Mondays – Thursdays from 9AM – 1PM. Be sure to call me to book this appointment as there are frequent walk-ups there.
  • Western Kentucky – I will be there October 1 – 14 mostly seeing new clients but will also be seen. I will then return November 9 – 11 to visit with existing clients remaining to be seen. There is not a place I do not travel to in Western Kentucky during this season.
  • Southern Kentucky – I will be down south of Lexington on November 3rd and on November 25th. I will come through Corbin, London, Berea, Richmond, Danville, Lancaster, and Wilmore, etc.
  • Northern Kentucky – I will be up your ways on November 19th, maybe the 20th, and on November 24th.
  • Eastern Kentucky – I will make my first trip into Eastern Kentucky on October 20-21. This trip will probably keep me close to I-64. I will hit Winchester, Mt. Sterling, Salt Like, Owingsville, Morehead, Grayson, Flemingsburg, and maybe Ashland and Louisa. Then I will return the following weekend on October 27-28 and dig deeper into Eastern KY and hit places like Pikeville, Inez, Whitesburg, Harlan, Hazard, Salyersville, and many other towns. I will finish Eastern Kentucky with another 3 day trip on November 16 – November 18.

This is the plan. Of course, it’s subject to a LOT of change. If you have referrals, please have them call me ASAP, so I can get them booked the same time as I get your appointment scheduled (to save time). I LOVE referrals. They are the lifeblood of my business. Please have them call me and mention your name.

They can reach me at 859.654.0120 x1000

Love All The Testimonials

I am just so thankful to the nearly 100 people that have sent in testimonials concerning the work I do. To leave a real life testimonial, go HERE!

Jacob d

Hey Michael it’s me again so I no longer have CareSource and was hoping that you can get me medical with dental and vision.

Debra DeDebra De

I can't recommend Todd Oldfield, my incredible Medicare Ninja, enough. With his extensive knowledge and personalized approach, he helped me to choose the best plan for my needs. If you're looking for someone who genuinely cares to guide you through Medicare, Mr. Oldfield is the guy you want on your side.

Nate GriffithNate Griffith

Todd always on top of his game. I appreciate that he can quickly make light work of a very difficult line of products. And he always seems to have a great sense of humor when doing his work! Thank you Todd!

B. Castle

Todd is great. Explains everything in detail & always very knowledgeable. He's very dependable. Since I first started working with Todd, he always compares & recommends the best for me & he's always right.

W. CastleW. Castle

Todd Oldfield is the very best! He is so very knowledgeable and friendly, and I never worry about what to do. He always knows the best for me and everything has always worked our great!

G. Brown

It was a pleasure to deal with Todd. I know he provides me with all the necessary information needed to make the decisions on my new year's coverage. Thank you so much for the time you spend with me each year.

B. ListB. List

As always, Todd is professional, quick, informed, and personable. He turns what COULD be a tedious and confusing task into a quick and easy relief.

Molli Curtis

You set me up with such a good plan that I didn't have to change anything. Sweet! Easy! Thanks!

John Harrison

Really appreciate Todd’s efforts. Reviewing our Medicare supplement was quick and easy and Todd saved us a significant sum by changing our drug plan. Also updated us for a new birthday rule that may be useful in the future if our supplement must change

John G

Todd was great helping us during a move from Florida to KY. He was very patient helping us through my wife's signup and my transition to a different Medicare supplement plan utilizing KY's "Birthday Rule", new in 2024. If you have any Medicare insurance issues, call Todd!

Rhonda Whited

Todd Oldfield has been helping me for years to make the best decision for myself. He is very informative and professional. Highly recommend him for your insurance needs.

J todd

I enjoyed our time together

Stephanie Staples

My Medicare Ninja is all that and a bag of chips! Todd is friendly, professional with a great sense of humor considering what he has to deal with every day....Medicare!!! Very pleased and satisfied with his help navigating the sea of insurance.

Barbara Kelly

Todd was great. Reviewed all my options to make sure I have the best plans for me. I would and have recommended him to friends and family.

Steven Kelly

Todd is very knowledgeable and helped worked through all my issues.

Ronald B.

You did a great job!

J DickersonJ Dickerson

Todd is always so helpful and tries to find the best policy that meets my needs.

Robert HeraldRobert Herald

Todd, I want to thank you for keeping my Medicare coverage the best it can be. Without you I would have spent allot more money for less coverage.

Pam

Todd does a great job at finding the best insurance for my needs!!

Pam

Todd does a great job at finding the best insurance for my needs!!

Tonya a CTonya a C

I attended a meeting that Todd had and got everything I needed to prepare me for moving forward with my new benefits. I scheduled an appointment with him and he went through every plan with me to ensure that I was getting the best possible plan for my personal situation. You will consider yourself blessed to be a part of the enrollment process he prepares for you. I would highly recommend Todd as and knowledgeable detailed agent.

Pauline

He is a great insurance agent ! Love him always there for me! Recommend him highly !

Carolyn HHenson Rent A Room For The Elderly

Todd i have known for many years he helped me with insurance and has been a good friend. He called me from another country just to answer a clients question. thank you for all you do and will do to make life more simple.

Connie a

Help me greatly I had no idea what to do He got me all straightened out. I’m very happy with the results

Bernadette B

Todd is a great person and is very smart he makes you feel very comfortable when explaining the best options for you I would highly recommend Todd he is definitely. 5 star Guy

Janeth DJaneth D

Todd helped me with my insurance and guided me in deciding on the best one for myself and my husband.

Pauline H

Tod has been there for me and my husband with every question and advice I needed ! Wonderful kind and caring person ! My husband Passed Away November 15 2022 , he love tod and was there for him and since gone be there for me ! Wouldn’t have anyone but him for my insurance needs!

James M.

Great Person!! Always there to help you in any way he can. He has really helped me to find the best insurance for my needs. What ever you need give him a try!! Glad I did!!

Rhonda W

Todd has been very helpful in my choices of health care. Especially what is best for my unique health condition.

Kim A.

Todd has been an excellent agent and friend for many years. He has helped me so much and continues to check in with me. He's the best!

Gary S.

Todd was highly recommend to me by a friend, as they spoke very highly of him. He has been very helpful and patient with me. I’m widowed and was unsure of where to start. I called Todd and he took very good care of me, and continues to do so. I would highly recommend him to anyone.

Rebecca

Everything went well. Thank you so much for your service!

Mike S

Todd helped me through all the complexities I had filing for insurance. He is easy to talk with and goes the extra mile to make sure you’re taken care of.

J Harrison

I appreciate your help in finding Cindy and I what seems to be the best Medicare “fit” for our health care. It’s a complex decision that involves not only cost, but access to care that meets our needs. You communicate well, and have made yourself available when we had additional questions. I appreciate the time you spent with us and will continue to follow up with you yearly

K. Jent

Todd has been helping me navigate the ACA from the beginning. It’s not always pretty, and it’s not always “affordable,” but I’m always confident that he has found the best plan for me. This year, he found a plan that will save me thousands. Call him. You will be glad you did.

Phyllis Slone

Todd is an amazing person. Not only does he really is experienced in his field he treats you like family. I look forward to using him again in 2024.

Michelle

You were awesome to work with and took the time to help myself and I'm sure hundreds of other people. I hope have the best Christmas and Happy New Year.

Ryan Adams

This guy is really good. You definitely want him helping you with health insurance. Highly recommended.

S. Yelton

Mr. Oldfield has helped me find insurance twice this year. Next year, I will listen to him the first time.

John H

Got my through a major crunch after my insurance was cancelled.

Debra DDebra D

I am incredibly grateful for the exceptional service provided by Michaed Todd Oldfield. Their professionalism, attention to detail, and dedication to finding the best coverage for my needs are always outstanding. I highly recommend Mr. Oldfield to anyone seeking reliable and trustworthy insurance services.

D Neace

Todd helped me choose between several health plans. He reviewed three of them and got the best of the three for 2024. Thank you.

Terri Jones

I was very satisfied, you really helped me to understand what I was getting! I appreciate you taking the time to explain everything to me! Thanks Todd

Molli C

Thanks Todd for keeping things easy for me. I appreciate you.

J. Balm

Todd has been helping us find the best Medicare supplements for 7 years now! He’s the BEST! Trustworthy and Kind…always has our best interest in mind as he looks over what would be the best coverage. Thanks Todd for making it so easy in the annual “search”!

K. Rice

Todd goes above and beyond to find the best for a client by successfully navigating a confusing insurance landscape. It isn’t a one size fits all, rather a detailed evaluation for each individual’s plan.

Ronald B

You are the greatest!

Karen F

Great person! Doing a great job!

Maya ZMaya ZNo company

Great job

Michael B.

Todd always does great work. He explains what options I have and provides his opinion if he thinks it is better for me. I really appreciate his expertise.

D SMITH

Todd is one of the most knowledgeable Healthcare insurance Agent by far. A true Professional.

Nonta PNonta P

I am so very thankful for Mr. Oldfields help. My most recent interaction with him was very helpful. He took his time to explain everything to me and to help me find the best temporary insurance for my situation.

Laura C.n/a

Todd does a great job for me every year - so grateful I found him!

James stamperJames stamper

Postage isn't cheap

Bo LBo L

Mr. Oldfield patiently and expertly helped me through every step of a very complicated process. He continues to check in and constantly demonstrates that I’m an important client. I wish everyone navigating the healthcare system had such an advocate and guide!

Kimberley R

Updating insurance

Tammi C

Todd has been very helpful with all of our insurance needs

Deborah WDedicated Client

Todd has driven many miles for over 10 years to personally ensure I have the best coverage to fit my needs. He is most dedicated agent you could have.

Brenda U

Good job

Johnna S

I have been with Mr Oldfield from the second year of eligibility, so a very long time. I don’t have to worry about anything. He always meets and exceeds all of my expectations. I have referred many family and friends to him. Once you go to the “Ninja” you never leave him. Being retired from the medical insurance business, you won’t find a more dedicated, knowledgeable and trusted individual in your corner.

Ronald B.

you are good Todd! Served me well over the years.

Diana EDiana E

Looking to see if better coverage than what i currently have. The photo is of me and my husband. However I am the only one interested in appt.

Diana L

Currently have a Medicare advantage plan

John H

Todd helped me a great deal. Pleasant and gave clear explanations for the uninitiated. Easy to reach for any problems or concerns. Was available when I needed him.

Jill W

Todd is very professional and explains all you will need. He is so easy to talk with and is very thorough in his search for the right plans you need. He will not waste your time and you will feel confident using his service!

Nada TJ

Love this man Todd been taking care of my Health insurance for the past 10+years He is the Best

John H

Todd helped me a great deal. Pleasant and gave clear explanations for the uninitiated. Easy to reach for any problems or concerns. Was available when I needed him.

Cynthia H

Made it as painless as possible for us to obtain Medicare supplements and drug plans that were in our best interests

Diane KDiane K

Thank you for Following up with me.

Wayne S.

Have enjoyed working with Todd for several years now, trust him completely.

Todd is great! Knows his stiff and takes the time to explain any questions. Very belpful!

Arville S

I really like ninja he takes good care of me Thank you very much your friend Arville Simmons

Terry

I am just starting Medicare this December. Todd has been so helpful. I don't know what I would have done without him. He is truly a blessing.

S Ritchie

Todd is a very knowledgeable —he KNOWS insurance. And has kept me on track for 3 years now.

John M.

Todd has given me excellent service for 3 years.

Clara Q.

You have always been there for me. You explain y options so that I could understand. You have baan a friend to me and I appreciate you.

Edna S.

Saved me money on my health insurance premium. Helped me file forms for GTL insurance.

Shelby C.

Go me connected!

Karen S.

My husband and I started with Todd after we decided not to go back to Winchester to an agent. Todd has been wonderful with us. He cares and makes sure you get what is best for your needs.

Would not have anyone else but Todd.

Wayne S.

Todd opened my eyes on opportunities for my retirement savings as well as my options for my healthcare. Plus, he's fun!

D.A. Ball

Todd helped me by coming to the house due to my fall and I cannot walk.

Carolyn C.

I attended a class. Todd helped me with my Medicare & savings!

T. Bruner

Todd has always been there for me no matter what I needed help with. He is a very updated and knowledgeable agent. He is very nice and helpful even if he has to drive a long ways to get to you.

Thank you Todd

Vicki B.

Todd came to my house and I felt he and I had known each other for years. He showed me how I could save and believe me, I have saved!

I love Todd!

Stephanie S.

Even though I had years of medical insurance billing experience, Todd help me navigate the Medicare options that were the most financially beneficial for me and my current situation.

I trust Todd and appreciate his knowledge and sensitivity to people on fixed income.

Stephanie S

Virginia Y.

He got me some relieve of prescriptions.

Dennice L.

Helped me with my Medicare and recommended additional supplement for future coverage.

Ronald B.

You cost me money. You at all my chili but you licked the bowl clean HO HO!

Pamela W.

Saved me money - I feel better knowing I have more coverage -

 

Mr. Todd is a good person - is willing to take time to help you in all your needs.

Marion S.

Todd helped me to get an Anthem Advantage Part D Plan. It is working fine but I want to add eye and dental. I know Todd will help me with that too. I am very satisfied with Todd Oldfield,

Pauline R.

My out of pocked expenses have been minimal!

 

Todd has always been available any time I have questions. He has helped friends of mine with good coverage as well.

Joe E

Todd helped me with my Medicare.

Amy E.

Todd helped me save money on my healthcare

Richard & Mary C.

Todd did all the leg work to get the most for the least. For me, it saved me a tremendous amount of time and frustration.

James T.

You saved me money on my insurance.

Mary C.

You save me money on my healthcare now that I have had a pace maker. I had it put in February of this year.

Janet R.

Todd has put up with me and I really appreciate it. Thank you, Todd!

Lillie N.

Todd is an excellent man & sure is intelligent person. God Bless him.

~Lillie

Elizabeth D.

Todd helped me navigate the crazy world of Medicare and I would be lost without his knowledge and expertise.

Janet R

Very well & God Bless You.

Frances J.

I want to thank Todd for suggesting that I purchase a supplemental insurance ("GTL"). I had a bad fall and broke both shoulders. Without the insurance, I would have had more co-pays.

Thank you, Todd.

Mario S.

Todd helped me get an insurance plan that saved me almost $300. Also I can get OTC drugs.

Pamela W.

More coverage. Less money. I now have peace of mind.

Nada T.

Todd is an awesome person that has taken care of me for the last few years. Love the personal detail and with a fine tooth not missing a beat with my Medicare needs. Has helped me one on one and he is very unique and one of a kind.

Jerry M.

Yes. Save money on my insurance by using a better plan.

Nathan G.

I have been so please with Todd. I have been working with him for 4 years. Always does a great job checking each year! Always asking all the questions to see if my needs have changed.!

He is the real deal!

Bernadette

I had two meetings with Todd with regards to healthcare coverage. I found him very helpful and tried very hard to get the best coverage they were offering. He is honest and trustworthy. I would recommend Todd to any body with regard to coverage. He also helped my son with coverage.

Molli C.

Todd got ACA coverage for me when I lost Medicaid. He was very knowledgeable and it was great getting it done so painlessly. And no charge! I would definitely recommend him as an agent!

C.Brooks

I stopped by Mr. Oldfield's booth at Walmart, and he spent 30-45 minutes, maybe more, talking with me and on the phone to at least 2 different people to see which insurance needs fit me best. He also set up a follow up meeting/phone call to continue our conversation and made another phone call on my behalf.

This guy truly wants to help people and went WAY out of his way to assist me and my needs.....THANKS! 🙂

Norma H.

TREMENDOUS HELP! HE SET ME UP WITH A LAN THAT PRESERVED MY SAVINGS THOUGH MULTIPLE HEALTH CRISIS, SOME OF THEM QUITE SEVERE.

John W.

I trust Michael Oldfield. He's been my agent for years. He always makes time for me. Always makes time over the year to explain any changes. If I have any questions, I can call him. If he's not available, he calls me back soon as he can. I probably would have changed a long time ago if Mr. Oldfield wasn't my agent. He's like family.

 

R.F.

...I want to hank you SO much for guiding me into a supplemental insurance policy. I have had a really rough year, health wise.

In September last year, I got a fracture in my lower back. In December I got another one. I went through therapy, shots, etc. Long story short, I had surgery on July 10th. He put rods and screws in and I am doing better with that. Still in some pain, but considering the excruciating pain that I was in, I hate to even call it pain.

I have had pain and weakness in my left leg since the surgery. He thinks I have a pinched nerve or a damaged nerve above where he put the rods in and he is still working on this problem.

Again, thank you for all you have done for me. If it wasn't for the supplemental insurance, I could not have had any of this done. I have been to more doctors and have done more procedures done this past year than I have in my entire life combined. That includes going to my doctor every 3 months for my diabetes (which is doing great). 

I know my insurance premium will probably skyrocket, but I am so blessed to have had a way to get this done...

Very sincerely.

RF

K. M. Bell

Todd helped me pick a plan that best covered my needs.

D. Todd

Saved me money on not having to pay monthly premiums and on prescriptions (by receiving them in the mail.)

Saved me more than $2,000.00 per year.

 

A. Clark

Todd saved me a specific amount of money.

Todd increased my coverage.

Todd gave me information for different plans & price & how to use them to my benefit.

Thanks Todd

Chris C.

He helped me find the proper health care coverage for me.

Mavis C.

Saves me money.

Larry E.

Yes. You sure have saved me and Phyllis lots of money and hope to keep saving.

Thanks.

Ron B.

Yes, we feel you have helped us. Fortunately I have had no measure illness.

Christa J.

Mr. Todd has been of great professional assistance for our Humana Medicare insurance.

Bonnie S

Saved on prescriptions.

Nada TJ

My cool agent Todd is an amazing, great thorough and knowledgeable man and has the personality to go with it.

J. Curtis

Todd was a great help to me this past year on a claim for me. Found out Medicare or Humana didn't pay for a chair lift for our home. He will answer any questions I have for him. Thanks Todd

T. Bruner

TODD DROVE TO MY PLACE TO HELP ME FILL PUT SOME PAPERS THAT I NEEDED. HE DROVE A LONG DISTANCE ON A RAINY DAY TO HELP ME.

HOW MANY PEOPLE WOULD DO THAT? HE REALLY CARES ABOUT HIS PEOPLE, AND GOES ALL THE WAY TO HELP WITH WHATEVER HE CAN. I AM SO GLAD THAT I HAVE MEET THIS MEDICARE NINJA, AND I TELL ALL MY FRIENDS ABOUT HIM.

HE IS SUCH AN ASSET TO HIS COMPANY.

THANK YOU

~T. BRUNER

John Z.

It is been great to work with Todd Oldfield he helped us a lot was very patient with us and answered all of our questions i will recommend him to any one.

Barbara B.

Todd helped me with advice on a long-term care policy that I have had for years never used but it, was changed and the cost went up, and services afforded went down. I feel his advice was the best I could have found and was available. He is a special man devoted to his clients. He helped willingly and it meant nothing to him or his time.

Beverly C.

Todd explained things to me so I could understand it. He pointed out this policy that world be the one better to save me money.

Jerry M.

Todd helped me get my insurance cheaper.

Nathan G.

Todd is very specific -- cutting to the chase - helping save money on healthcare and it great! And fast!

Pamela H.

Todd has always helped me in finding more reasonable prescriptions within the area.

NMT Johnson

Todd was very detailed and covered my every need.

Very nice, trustworthy as well. Honest in explanation and knowledgeable about what he was talking about.

Ron L.

Knowing that Cool has my back is a advantage.

Larry E.

Todd helps all around.

Bill F.

Mr. Todd came to me on a day's notice, and advised me of my options and helped me chose the plan that best suited me. He is great at his job and very knowledgeable of your choices. I would recommend him to anyone because I have to my own family members. I am also proud to call him a friend.

Minnie C.

I would be lost without Todd.

Shirley W.

Todd has always been very helpful. He explained thoroughly the plans available and which would suit my needs better. On top of that he's always been very friendly and has a good personality.

Dennice L.

Todd told me about OTC plan (vitamins, etc.) that I was not aware of. Saves me at least $45 per calendar quarter. Every $$$ counts. Very pleasant to work with.

Marion S.

Todd helped me on my medical prescriptions with lower prices for me to pay.

Denny & B. L.

Dear Todd Oldfield;

We were very pleased to of found someone we can rely on that will return calls if needed and always with sincere humor always ready to answer our questions. We feel you saved us money and did not increase our premiums. That's a plus! We love doing business with you. Hope to always have you around. Stay cool. Sincerely.

Mary C.

Todd help me save on Medicare and healthcare.

L.P.

He was very nice and helpful to make us understand our plan more completely. He saved us money also!

Christa J.

Todd Oldfield has been very helpful in regards to our health insurance and has been very dependable.

Bonnie S.

Todd was extremely helpful with my Medicare intitial application for prescription coverage. Todd returned twice to ge everything just right. I learned cheaper isn't always better.

Thanks, Todd

Bonnie

 

M.B.

Todd saved me money on my prescriptions. I love the Silver Sneakers program.

Jeff Maynard

Once again the NINJA came thru with flying colors...This man is amazing in many ways...I had an issue with my insurance lapsing, I called Todd and without hesitation he made an appt. for the next day...30 minutes into our appt. my problem was solved...Now that time frame was blessed with short waiting period on the phone, that probably isn't always the case...But he was willing to stay on task regardless of the waiting time...I suggest and recommend Todd for any and all of your insurance needs...Besides that he is great to sit and talk with because of his knowledge and wisdom in so many areas....Once Todd I THANK YOU for all of your help and support..

Maureen B.

Todd helped me save money and was really good with the paperwork. He showed me all my options.

Regina F.

He helped know which was the best way to go on my insurance. Then last year he helped me get some bills cleared up through my insurance after a surgery.

He was kind, patient with me, and wonderfully helpful.

Beverly C.

Todd helped me pick out the right package for me. He explained everything to us so we understood it. Very nice and well mannered.

Jerry M.

Yes. Todd helped me save money on my prescriptions and health care.

Larry Joe

You have saved us money. Hope you can keep saving us money. Lots of the medicine is a racket. Thanks for being there for us.

N. Hampton

Todd helped me very much. He answered all of my questions.

Ron B.

Calmed my fears. The plans you picked for me worked great. Thanks.

Lillie N.

Todd helped me with answers when I need help. Thanks a lot!

Skip S.

Todd helped me transfer to Humana without any problems.

Phyllis S.

Todd showed us an insurance plan that was right for us. The process was quick, simple, stress free,  no-hassle. Amazing! God Bless you and thank you!

Gary M.

Yes. It saves me money!

Gladys R.

Helped me know what I needed. Very kind and helpful.

Pauline R.

Anytime I've had questions Todd has always took the time to explain what I need. With health insurance as it is today, we need someone to "stand in the gap" for us. Todd is not only our agent but has become a dear friend as well. Really do appreciate him.

Mary C.

You helped me understand my healthcare and my Medicare. Thank you.

Nelson G.

Todd was good about meeting me at a location closer to where I live.

Wayne C.

Thanks for helping me get my meds!

An for all the trouble you have gone though trying to get my Medicare Part B straightened out. See you soon.

Ruby G.

Todd saved me money when he explained the benefit of an HMO instead of the PPO I had for years. Given my good health status I do not go to the doctors much. Todd also looked up different PCPs for me to choose from. Very helpful. I have never had this much help!

Larry E. & Phyllis J.

Todd saved us money on insurance, Medicare and he can answer all your questions.

Shirley W.

Todd helped me get set up with Humana Advantage plan. He made it easy and I greatly appreciated that.

Marion S.

Todd helped me save $18.80 on my prescription medications.

Phyllis D.

Mr. Oldfield helped my husband and I get his retirement plan plus social security for us in order. Had I listened better, I would be paying less for a drug plan.

R. & J. Brandenburg

Todd, You saved us money and we were so happy I ran into you at Wal-Mart. We found you to be a really nice quy and look forward to working with you next year. I will make you chili again!

 

Jennifer P.

Todd found me the best plan with the most options for less money. Explained in detail the various components of my policy and how to save money.

Madelaine

Todd was wonderful helping me decide on a plan. I liked having someone to guide me thru the process who is kind, knowledgable and helpful.

P. RhineheimerP. Rhineheimer

Todd has always been very helpful in answering any questions I have had. Has also helped other family and friends.

L. Braddock

The most helpful agent ever.

Lowell E.

Todd, I especially appreciated the "changes" in the federal Medicare, etc. for 2016. I can now anticipate those changes.

M. Warren

Very Informative!

Christy R.

Todd was an absolutely wonderful in helping us to navigate our way through the medicare and supplemental insurance hurdles. He took the time to explain everything for us and was very knowledgeable. I would highly recommend him.

Dave G. aka Riverdave

I was very impressed by the excellent meeting I had with agent Todd Oldfield from the 'cool' group of agents. He was very through, professional and knowledgeable. He had the answer to any question I had and further was not in a rush, seemed like he thought I was a human being as opposed to just another commission. He also met me at a little deli about half way between Lexington and my little home down on the Kentucky River. [to tell you the truth I believe he would have come all the to my home but I would not ask that of anyone without a 4 wheel drive vehicle that had a ground clearance of at least 10 inches. But I bet he would have . ]

If the rest of the agents associated with the 'Cool Group' are anywhere near the caliper of Mr Oldfield then this is certainly the place to shop for your insurance needs. In my case I was to start with Medicare. (the government seemed pretty adamant on this point) The plan Mr Oldfield laid out was with Humana and I truly believe that I came out with better than I could have by just letting the government give me whatever their concept of health-care is, the Humana folks picked up from there and sent me a great deal of info on my plan and continue to be on call for any questions I may have.

 

Now I just need to get sick. OK, no I really do not want to get sick, but it's a comfort to know that I have good coverage and then some. I did book an appointment for a check-up and place an order for my monthly $30. worth of over the counter items including a blood pressure cuff w/stethoscope.
I highly recommend the 'cool' group and agent Todd Oldfield.

Yours in Liberty,
David G. aka riverdave

C. Baker

Todd came to my house instead of me having to go to him. He sat down and explained Medicare and supplemental health insurance fully. Through his computer program he defined best program for me. Additionally best RX program and saved me ENORMOUS time and energy.

"Best insurance agent I have dealt with."

 

Rita H.

He is very knowledgeable, with insurance needs very helpful. If he does not know the answers he will gladly find out and get back with his client. I like his work ethics. Nice. Polite.

Pauline R.

Todd has always explained the choices well. He has been available anytime I or friends of mine had questions or issues about payments. He has become a friend.

Melvin S.

Mike (Todd) was extremely helpful with my insurance coverage. I feel he got me the best possible insurance and at the least cost! Very, very knowledgeable.

Robert S.

My agent, Todd Oldfield was very professional and very well informed.

Amy D.

While Todd is known as being the Medicare NINJA, he is also well-versed in Kynect health insurance plans. He expedited the sign-up process to ensure the deadline was met. In just one conversation it became quite evident Todd knows the insurance business and I knew right away I was in good hands! He listened to my concerns and addressed them timely. He achieved the results I was after - so I now know him as the Kynect NINJA!

J. Martin & L. Harper

Mr. Oldfield came to our home and explained the choices of supplements. He was very knowledgeable and patent when we asked questions and I feel I can call him anytime if questions arise.

P. O’Neal

Mr. Oldfield was very helpful in helping me obtain affordable health insurance.

D Whitt

I want to thank Todd for making a big difference in my life. Since I am turning 65 soon, Todd came to my home and reviewed my current insurance. I am thoroughly confused by insurance companies. Todd showed me that I have been paying $60 a month, for the past 6 years for a policy that has covered nothing. Todd made phone calls and prepared the necessary paperwork while he was at my home. Now I have the coverage I need, extra money each month, and Todd as my agent to make sure my insurance needs are met. He is also very friendly and by the time he left, I felt like we were old friends. Thanks Todd!!

Karen J.

I want to express my appreciation for your assistance in enrolling me in an individual insurance program. I was impressed with your vast knowledge of all types of insurance. I will call you to revisit my insurance needs.

D. Dickerson

You surely must know you are appreciated by all your clients. The labyrinth of insurance details is messy business. A person needs people like you to sort out the messy, confusing options. Aside from making an informed choice, you were especially pleasant and kind.

Michael L.

The speaker clearly knows the material. I came away feeling like I had a much better understanding of Medicare; it's components, my exposure to financial risk should I become ill, and how to protect my finances.

Linda C.

So glad I came. Helpful tools & very pleased with presentation.

G. RIESTERG. RIESTER

Michael Todd is one of a dying breed of sales reps. He knows his product , is very sincere and honest and as dependable as a mother. He loves his job and strives to be the best for you; the customer .

J. Maynard

Mr. Oldfield is extremely proficient in with his knowledge of insurance needs. I called just a few days before the open enrollment deadline.. He told me not worry that we would get it all taken care of.....Taken care of it was...I met with at our appt and 30 minutes later, I had insurance, basic knowledge of the policy which was explained in more depth when I called a week later to ask some questions...Todd is a knowledgeable, genuine and caring insurance GURU..... HE ISN'T CALLED THE "MEDICARE NINJA FOR NO REASON".....Call him for your healthcare needs...you won't disappointed.....

H. Ziegler

I was in need of health coverage so I went to my friend Todd Oldfield. He was able to help me out. He has gone above and beyond the call of duty to make sure I have proper coverage. I highly recommend anyone that needs coverage to call on Todd for help.

 

National Life Recognized As One Of ‘America’s Magnificent Eight’ | National Life

National Life Recognized As One of ‘America’s Magnificent Eight’

CEO Forum

Montpelier, VT –  (March 28, 2018)  National Life Group has been recognized as one of “America’s Magnificent Eight Exceptional Companies” by CEO Forum, a media company that highlights the innovative work of chief executives from around the country.

Additionally, Mehran Assadi, National Life’s chairman, CEO and president, was featured in a column on Forbes.com in which seven CEOs shared their insights into building an exceptional business.

Robert Reiss, the CEO of CEO Forum, said four criteria were used in determining who to include on the “Magnificent Eight” list. He included companies that had an incredible and aligned culture; provided exceptional customer experience; have strong financials; and have a higher purpose.

“Through all my research, there are few companies who have all of these elements to the degree National Life does,” Reiss said. “After my first time visiting National Life Group in 2016 and again this year I was frankly blown away by the remarkable caring and focused culture. And not just one person. Every person I met had that same passion, and actually contributes to their own cause.”

National Life’s Assadi was one of about 750 CEOs that Reiss interviewed and considered for inclusion among the “Magnificent Eight.”

Assadi said the key to building and sustaining an exceptional business is “a clear strategy, a strong culture, a purpose-driven and performance-oriented team—resulting in exceptional execution.  It all ties together: First, you dream it. If your dreams do not scare the heck out of you, then they are not big enough. Tie your dreams to a worthy cause and connect your team to the cause. Create a movement.”

For the past 10 years National Life has recorded record growth in sales and earnings and is one of the fastest growing life insurance companies in the country. Chartered in 1848, it holds true to its values to Do good. Be good. Make good.

CEO Forum is rolling out the “Magnificent Eight” in a series of audio interviews and in its magazine over the next several weeks. The print edition of the magazine is being mailed this week.

At National Life Group, our cause is to create positive change in people’s everyday lives. From our products and services to all the good we do in our communities, we dedicate ourselves to ensuring a better future – one person at a time. Learn more at NationalLife.com.

 

Source: National Life Recognized As One Of ‘America’s Magnificent Eight’ | National Life

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