Category: Critical Care

Humana & Baptist = Continuity of Care Form

Announcements, Critical Care, Healthcare, Medicare

09/22/2023

 

Concerning Baptist Physicians Group & Humana

Well, I waited until this morning as I was still hoping that cooler heads would prevail.

They did not.

Effective immediately Humana insurance is not longer taken with Baptist Health Medical Group. Baptist Hospitals all over the state will continue to take it but the Baptist Health Medical Group has pulled out of Humana effective 9/22. This means that you will not be able to use your insurance with any Baptist physican’s office that I know of. Call me at 859.800.7774 for questions.

It is not place to editorialize or to point the finger and lay blame so let me just say that this is a problem between two monster egos who want more money. Honestly I am disgusted with everyone involved. I will say that it is a travesty that Baptist Physician’s Group would do this in the middle of a plan year, when beneficiaries have no way to change their plans. Medicare should financially penalize them with a daily fine that exceeds the amount of money they are extorting from Humana for such a stunt. But, that is just my opinion.

Here is the reality.

FOR MOST OF US… WE ARE STUCK. WE CANNOT CHANGE OUR PLANS UNTIL OPEN ENROLLMENT (for an effective date of January 1st). However, if you are on Medicaid, have LIS or a Medicare Savings Plan, we can change you BUT, We have to change you prior to Otober 1st. We have 1 week. For the rest of us though, we cannot change our plans.

For those that are not able to change their plans, I am happy to say there is a another solution.

Continuity of Care FORM

We did however learn today that if you have certain illnesses, you may be able to keep seeing your physicans for another 90 days, or until December 22nd. So, that helps a lot, for most of us. It will take some work.

  1. https://toddoldfield.com/wp-content/uploads/2023/09/humana-continuity-care-form.pdf

    You need to print one of the forms above for each Baptist physician you see. Open it. Print it.

  2. Fill it out
  3. Take it to your doctor TODAY.
  4. Have your doctor complete the document. Sign it and fax or email.

This is the only way you will be able to see your doctors between now and the end of the year. Your doctors should fax this in for you.

If you suffer from any of the illnesses below, then you may be able to keep your Baptist physicians despite Baptist falling out of network.

__ Diabetes ___ Lupus ___ Multiple Sclerosis ___ Myasthenia Gravis
___ Cystic Fibrosis ___ Hemophilia ___ Cancer ___ Dermatomyositis
___ Congestive Heart Failure ___Asthma ___ Coronary Artery Disease ___ Amyotrophic Lateral Sclerosis (ALS) ___ Kidney Disease
___ Chronic Inflammatory Demyelinating Polyradiculoneurophathy (CIPD)

humana-continuity-care-form <<<<CLICK HERE

If you have any of these, you may be able to keep your doctors.

Todd

Brighter Ideas!

Announcements, Critical Care, Life insurance

I have a new company I am representing. Bright Ideas Dental offer a whole host of products including dental (with up to a $5,000 benefit), vision, accident & assistance, critical care, hospital indemnity, and a couple of others.

I have added them to my portfolio because I like their rates, I like their website, and more importantly, they offer a dental plan called the Bright Idea Dental 5000 that has a $5,000 maximum out of pocket for a plan year.

Now, this is important for a LOT of my clients. Most plans have a maximum of $1,200 or $1,500 or at the very maximum, maybe $2,000. Me personally, I would rather pay $60 a month and have a $5,000 than spend $35 a month and have a $1,500 plan.

Seniors especially need plans that have good maximums. As we get older we just simply need to have more dental work done (a lot of us).

There are still waiting periods on major services (common in most plans), but preventative is covered at 100% and basic services are covered at 80% with no waiting period.

The networks seems to be good as well. Check it out HERE!

To search their products, get a quote, enroll yourself, go HERE!

If you want to talk to me about this company and their products. Call me and we will set some time to talk about them. I like their offerings a LOT.

Todd

GTL’s New Cancer, Heart Attack, & Stroke Insurance

Cancer, Critical Care, Heart Attack, Stroke

What’s impressive about GTL’s NEW Cancer, Heart Attack & Stroke Insurance?
 Access to Ask Mayo Clinic!  Skin cancer benefit!
 Additional late stage
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GTL’s New Cancer, Heart Attack & Stroke Insurance from Guarantee Trust Life Insurance on Vimeo.

Cancer, Heart Attack and Stroke Insurance, specified disease insurance, is issued on Form Series G1530/G1531 and Rider Form Series, RG15CBB, RG15HSBB, RG15RC, RG15RP, RG15IC, RG15RHS, RG15HAS, RG15CA, RG15DV, RG15HSC, & RG15CC by Guarantee Trust Life Insurance Company, Glenview, IL. This product, its features, and riders are subject to state availability and may vary by state. Certain exclusions and limitations may apply. For cost and complete details of coverage, please refer to the outline of coverage.

Ask Mayo Clinic is a service provided to Guarantee Trust Life Insurance Company by Mayo Clinic at no cost to the consumer. Mayo Clinic and the triple-shield Mayo Clinic logo are trademarks of Mayo Foundation for Medical Education and Research. Mayo Clinic does not endorse any third party products advertised. Availability of Ask Mayo Clinic is subject to change without prior notice.

This is very crucial coverage that we all need. 

 

For additional questions, give me a call at 859.654.0120 extension 1000