All About Medicare in 90 Minutes or Less

Last session of the season. We will resume the class in 2025. Right now, it’s all about seeing the people. Medicare Season is nearly HERE!

If you need help, call the number 859.800.7774. Please do come and join us at this curtain call if you are able.


MAPD, PDP and the Inflation Reduction Act

Please watch this short video that explains what we know and what I think might happen during this coming Medicare Annual Election Period and how it will affect you.

Some of it is positive. Some of it is a big question mark. EVERY beneficiary needs this information which is why I am sharing the information like this.

Below is an excellent chart that shows the changes in the PDP component from 2024 to 2025.

We are going to have to be very careful this year. My biggest fear is that the insurers will drop some of the most expensive drugs and this will leave you guys paying the entire cost of the medication because the $2,000 cap only applies to drugs in the insurer’s formulary.

To make sure everyone is scheduled quickly, below are the links to my scheduling app. Regina will start calling people next week but if you have the technical skills, you should schedule yourself before then.

The Birthday Rule!

For sure we are going to have a lot to talk about this year. One of those topics is about “The Birthday Rule”. Directly speaking, this will pertain to those that have Medicare Supplements and individual drug plans. It is not really so much of a factor for those of you that have Medicare Advantage Plans (MAPDs).
Be sure to get your pre-appointment paperwork back ASAP. We are working hard on getting that in so that I can remain compliant and we have no problems.
Second, be sure to get your appointment scheduled.

Lastly, if you lost your pre-appointment paperwork, you can print a copy, sign it, and mail it back in your own envelope. We must have that ASAP.

Regina will be back beginning on Tuesday and we will be beginning calls to schedule appointments in a few days. We cannot schedule you without your paperwork being in.

See you soon.

 

Todd

Upcoming Zoho/Technology Class Schedule Revised

Elaine & Liz, and All of Our Cool Team;

Happy AEP!

For those of you on Zoho, I just want you to knoW that I will be hosting a bunch of trainings on Zoho just in time for AEP!!!!! If you want to learn so you can earn… come join. The tentative topics are below for planning purposes.

All meetings will be at 9AM EST and will be virtual in my meeting room https://meet.goto.com/toldfield

Dates & Times

  • DAY 1 – Monday, September 9 – Overview, Leads, Contacts
  • DAY 2 – Wednesday, September 11 – Policies
  • DAY 3 – Friday, September 13 – Email / Sales Inbox
  • DAY 4 – Friday, September 20 – Revisit / MedicareCenter – AEP Planning
  • DAY 5 – Monday, September 23 – Sales Inbox / Email, SMS Texting, Mail Merge
  • DAY 6 – Friday, September 27 – Campaigns, Wrap-up, Open Mic

For questions, please call me at 859.533.5195

Todd

2025 MEDICARE CHANGES

Great graphic. Saw it in a training. It sums up the good parts of the changes coming to PDP & MAPD plans for 2025. The big news is $2,000 maximum out of pocket for drug costs for all beneficiaries. That will save people money.

 

There are some downsides for sure. Be sure to see me for a review of your case during the upcoming Medicare Annual Election Period. And book your appointment early.

2023 AEP Trip Plans to see YOU…

Well, this enrollment season has been quite a wild ride so far. Between “sold out” kennels to the flu, I have been struggling. Still, I have seen 40-60 clients a week (by phone). Yah, God.

You know me. I do not leave any stones unturned and I never forget the people that need me. I will not forget you.

So, let me explain my plans for the rest of the season. We have 6 weeks and 5 days to go. That is a LONG, LONG time. I am coming to see you. If your case is still pending for next year, then I will fix it like I do every year. Here are my travel plans.

  • Southern KY – Oct 28-29 – Places like Lancaster, Richmond, Berea, Somerset, London, Danville, Crab Orchard and everything in between.
  • Western KY – Nov 4-5 – Louisville, Frankfort, Bowling Green, Hopkinsville, Murray, Cadiz, Paducah, Mayfield, Princeton, Hodgensville, Eddyville, Scottsville, Edmonton, and everything between.
  • Northern KY – Nov 11 – Cynthiana, Paris, Independence, Sparta, etc.
  • Western KY – Nov 17-19 – Same as above.
  • Eastern KY – Nov 15-16 – West Liberty, Morehead, Salt Lick, Ashland, Inez, Paintsville, Prestonsburg, Pikeville, Harlan, Hazard, Whitesburg, Mt. Sterling, Irvine, Beattyville and several others.

I ask only that you are patient. I will not overlook anyone.

Of course, you may not even need to see me. 75% of my clients do not. So far this season I have helped more than 150 of them set up their plans for next year… all by phone and email. That may be the case with you too.

In EVERY CASE, we have to meet by phone first. Have you scheduled your appointment to meet with me? If not, then click >>>https://toddoldfield.com/booktodd/

or call Regina at 859.800.7774 option 1, option 2

We still have about 300 to close out so do not wait. The only way you will not be seen is if you procrastinate on the scheduling of your phone call.

Please do it today.

Happy Halloween!

Your Medicare NINJA!

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