While the trend toward longer, healthier lives is well-known, retirement planning is fraught with uncertainty. Research shows that over the past two decades expected retirement age has gone up. In 1991, 11 percent of workers expected to retire after age 65. In 2014, it was 33 percent, and 10 percent don’t plan to retire at […]
Most health insurance companies want to raise prices on Kentucky’s health exchange next year, and some companies are blaming the Affordable Care Act for the higher costs.
Source: Most health insurance companies on kynect ask for higher rates in 2016
Several states that chose to expand Medicaid under ObamaCare are now facing high-than-expected costs, the result of more signups than anticipated and the federal government soon paying less.
Source: Medicaid enrollment under ObamaCare soars, raising cost concerns
Are you receiving your Medicare benefits through a MedicareAdvantage PPO or HMO plan, OR, an “on-exchange”/”off-exchange” Obamacare or legacy healthcare plan? If so, be sure to do the following when seeing any doctor for the first time.
At the front desk or with your doctor’s billing representative, show your MedicareAdvantage membership card (from Humana or Anthem BC/BS or other) and ask them if they can verify that they are “in-network” for your plan. Do NOT ask them if they take your plan. Inevitably they will nearly always say they will “take your insurance and file it” for you.
This does not mean that they are in-network and could cause you to have higher copays, and/or you may not even be covered for the visit.
What you need to know is if your doctors are “in-network”. That is the key.
Some insurers are proposing big rate increases for next year as their enrollees go to more doctors and need more medications.
Source: Obamacare sticker shock: Insurers propose rate hikes for 2016 – Jun. 2, 2015
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New research finds that the Social Security Administration’s bleak funding forecasts are actually too optimistic.
Source: Social Security’s in worse shape than you thought: Study
Source: Anthem Blue Cross Blue Shield
Sen. John Barrasso says Obamacare has mostly been an expansion of the failing Medicaid program.
Source: The Results Are In: Obamacare Is Driving Up Medicaid Rolls
