Author: Michael Todd Oldfield

Every year during healthcare enrollment season a number of you mention that you need life insurance. I suspect another larger number of you need some, but never want to deal with it… and sadly some of you pass on without any every year; and I am left thinking I did something wrong?

Do you know how hard it is attending 20 funerals a year and a % of them have no way to pay for it, and I know their only plan is to beg for money from strangers? So, here is the purpose of this message. Please watch this video and then follow the instructions below.

I would like for you to understand the different kinds of protection I offer and if one or another sound like something you would be interested in, just drop me a line and let me know. I have no interest in pestering people of course. I just want to know that when the time comes, I offered.

Here are the 4 types of insurance; their purpose, and notes.

• Final Expense Coverage –  (Text back – “Final Expense”) – $5K-$25K only. Mostly for burial. Low cost.
• Pre-Paid Funeral Planning – (Text Back – “Pre-paid”)
• Whole Life Insurance – (Text Bank – “Whole Life”) – Used to create a legacy for your family. Once those policies are implements, the rates never go up all your life.
• Term Life Insurance – (Text Back – “Term”) – Large amounts for a specific term of time. Excellent for young people that want to provide for their young families should something happen. This is used to pay for a home, college funding for the kids, or your own income replacement. Term and Whole life insurance is also used to pay for long term care or other living benefits.
• Getting Out of Debt – (Text Back – “Debt”) – the most important I think. What if I told you that regardless of what debt you have, I could get you out of debt for the rest of your life, cut the debt time from 30 years down to 10 years, without you spending any more than you are now, without going bankrupt or killing your credit score… and that my plan was totally guaranteed, would that not be worth a talk? FOR SURE. I can literally change your life.

Below are several options to take to make your initial payment after today. This will be my last day till January 2nd. Remember, you must get your payment in ASAP so they can begin working on your new case. It is after that, that you shall receive your member ID card and further information.

• https://ambetter.payment.softheon.com/guest/locate-account – here you can search for your account by social security number and make a payment.

Anthem BC/BS

• https://payment.anthem.com/sales/payment/ipp#/standalone?state=KY

Hey guys, please watch this short video on the topic of some problems this year in Medicare.

rest assured that I am on top of it all as evidenced by this video. The key is… some companies are pulling out some counties or some specific plans from scattered counties. I just want you to know this so we can plan.

If you have questions or want to talk… or most importantly if your company notifies you that your plan is not going to be available next year and we have not found you a new one yet, we need to talk.

Call me at 859.533.5195

email me at [email protected]

Why you need to meet with me. Get scheduled today. Slots are fast disappearing.

You can schedule your own appointment by clicking the link below.

https://calendly.com/michaeltoddoldfield

or simply give us a call.

Please Watch the Above Message.

Remember, get your paper(s) in ASAP and get your appointment scheduled. Medicare client appointments are only 30 minutes and Kynect client appointments are no more than an hour in most cases. We have to review your profile each year.

 Look above and there are links to appointment scheduling and AEP documents download.

We are 63% Scheduled… very few appointment slots left in October. November will fill up fast because of Kynect. Then only two weeks remain in December… before my long winter’s nap.