Offering Disclosures

General Website Disclaimer

Although I have made every effort to ensure that the contents of this site are correct and complete, I do not update the site in real time and cannot be responsible for the accuracy of information contained herein. For the most current information available, please contact me at (859) 533-5195.

Product and Service Descriptions

The product and service descriptions, if any, provided on this website are not intended to constitute offers to sell or solicitations in connection with any product or service. All products are not available in all areas and are subject to applicable laws, rules, and regulations.

Linking to Other Sites

Links to various other websites from this site are provided for your convenience only and do not constitute or imply endorsement by me of these sites, any products or services described on these sites, or of any other material contained therein. I disclaim responsibility for their content and accuracy.

Information on this website may contain inaccuracies or errors. Information may be changed or updated without notice. I only provide periodic updates to this site; therefore, any information presented may be out of date.

Limitations and Exclusions

Our carriers’ health benefit plans, dental plans, vision plans, workplace voluntary benefits, life and supplemental plans, long term disability plans and short term disability plans have limitations and exclusions and may have waiting periods and terms under which the coverage may be continued in force or discontinued. For costs and complete details of coverage, call or write me.